How do I withdraw USD with U.S. Domestic wire transfer?
Domestic wire transfers are a great way to withdraw larger amounts from your OKX balance to your bank account. In most cases (depending on your bank), they are processed on the same business day (or up to 3 business days). Please note your bank may charge additional fees to receive a domestic wire transfer.
You can complete a USD withdrawal from your OKX account to your bank account. This payment method is currently only offered to our U.S. users who have completed verification and reside in eligible states.
How do I make a USD withdrawal via domestic wire transfer?
On the web
Log in to your account at app.okx.com, go to Assets, and select Withdraw > US Dollar to initiate a cash withdrawal
Select the Domestic wire transfer option and then select the account you would like to make a Withdrawal to then click Next.
Select Domestic wire transfer to start your USD withdrawal
Please note you must have made a successful deposit in order to make a withdrawal. Please see How do I deposit USD with U.S. Domestic Wire Transfer?
Enter the amount you would like to withdraw and then select Preview
Input the amount you'd like to deposit and preview your withdrawal order
Review the account you would like to withdraw to and the amount. Then complete your account security verification (e.g,. SMS code, Authenticator, Passkey) and select Withdraw to complete the cash withdrawal process. Please note your bank may charge additional fees to receive the withdrawal.
Select withdraw to initiate your USD withdrawal with the Domestic wire transfer
On the app
Open the OKX app, select Transfer, then Withdraw
Select Transfer from the homepage
Select US Dollar under Cash
Select US Dollar
Select the Domestic wire transfer option and then select the account you would like to make a Withdrawal
Please note you must have made a successful deposit in order to make a withdrawal. Please see How do I deposit USD with U.S. Domestic Wire Transfer?
Enter the amount you would like to withdraw and then select Preview
Input your withdrawal amount and select preview
Review the account you would like to Withdraw to and the amount you would like to withdraw. Then enter your authentication code or SMS code and select Withdraw to complete the cash withdrawal process. Please note your bank may charge additional fees to receive the Withdrawal.
Select withdraw to initiate your USD withdrawal with the Domestic wire transfer
Note:
You are required to verify the ownership of the receiving account when you make a cash withdrawal to a newly added account.
How can I add a bank account to withdraw USD?
You'll need to verify the ownership of the receiving account during the cash withdrawal process by making a USD deposit into your OKX with the same bank account.
FAQ
1. How long does it take to process wire withdrawals?
Withdrawal requests may take up to 3 business days to process. While processing, the transaction will display a "Pending" status. Please note that withdrawals are not processed on weekends or U.S. banking holidays.
2. Why am I not able to see the "Withdraw USD" feature?
To comply with local laws and regulations, USD withdrawals are only available to customers who have made a successful deposit, passed verification and who reside in eligible states within the U.S.
3. How can I add a bank account to withdraw USD via domestic wire transfer?
To add a bank account for Domestic wire withdrawals, you will need to make a successful deposit using Domestic wire transfer from that bank account.
4. Why did I not receive the amount next to "Total received" for a USD domestic wire withdrawal?
The amount you receive from a withdrawal is calculated as the withdrawal amount minus the OKX withdrawal fee. In addition to this, your receiving bank may charge an extra fee for processing domestic wire transfers. Please check with your bank to understand any applicable fees or charges.
5. How do I know if my bank account is verified for USD domestic wire withdrawals?
Once the deposit has been successfully processed into your OKX account, your bank account will be verified.
6. How do I check my USD domestic wire withdrawal history?
You can review your withdrawal history on the cash withdrawal page under All withdrawals.
Web: View your cash withdrawal transaction on the withdrawal page
App: Find your withdrawal history on portfolio page
7. How do I know when my USD domestic wire transfer has been sent from OKX?
You'll receive an email once we've successfully sent the funds to your bank.
8. When will I receive my money after a USD domestic wire withdrawal?
After the funds leave OKX, it generally takes 1-3 business days to arrive at the receiving bank. Actual timing varies depending on your bank's processing time.
9. Is there a fee for wire withdrawals?
Yes, wire transfer withdrawals include a $30 fee.
10. Can I cancel a USD domestic wire withdrawal after I've submitted it?
No. Once you confirm a domestic wire withdrawal, it can't be canceled, recalled, or edited — including by OKX Support. Wire transfers are processed as final, so check the receiving account and the amount on the Preview screen before you select Withdraw.
Note: if the receiving bank rejects or returns the wire, the funds come back to your OKX account automatically.
11. Why was my USD domestic wire withdrawal returned?
The receiving bank sends the wire back to OKX when it can't credit the funds. The most common reasons are:
The bank details on your linked account are outdated, or the account has been closed, frozen, or restricted
The name on your OKX account doesn't match the name on the receiving bank account
Your bank doesn't accept incoming wires to the account which we paid out to
The ABA routing number that was used does not support wire transfers
Your bank flagged the transfer during its own compliance or risk checks
Your original withdrawal will show Completed in your withdrawal history, and we will credit the amount back to your account as a new deposit. We'll email you once we receive the funds back.
12. What happens to my money after a returned USD domestic wire withdrawal?
We credit the returned amount back to your OKX USD balance once the funds settle with us. This can take up to 10 business days from the date your bank returns the wire.Before you try again:
Confirm your bank details and account status with your bank
Add or re-verify the receiving account by making a domestic wire deposit from that same bank account
Submit a new withdrawal
Note: the credited amount may be lower than the amount you withdrew.
13. Do I get the wire fee back if my USD domestic wire withdrawal is returned?
The 30 USD OKX wire fee isn't refunded when a wire is returned, because the transfer was already sent from OKX.
Your receiving bank or an intermediary bank may also deduct its own return-handling fee before the funds reach us. OKX doesn't set or receive those charges — check with your bank to understand what it charges for a returned wire.
14. What do I do if my USD domestic wire withdrawal hasn't arrived after three business days?
Domestic wires normally arrive within 1–3 business days after the funds leave OKX. If it's been longer than three business days:
Open the cash withdrawal page and check the status under All withdrawals
Confirm you received the email telling you the funds were sent from OKX
Contact your bank first and ask them to search for the incoming wire using the reference number from that email — funds sometimes sit unposted at the receiving bank
If your bank can't locate it, contact OKX Support to request a wire trace
Include this evidence when you contact us so we can trace the payment without going back and forth:
Your OKX withdrawal ID, or the reference number from the sent-from-OKX email
The name of the receiving bank, and the last four digits of the account and routing number
A bank statement or screenshot covering the send date through today, showing that the credit hasn't posted
Any return or rejection notice your bank has given you
A wire trace with our banking partner takes up to 3 business days. We'll update you by email as soon as we have the outcome.